counseling services

Helping you Create a blueprint to meet your goals.


NeighborWorks® Sacramento is certified by the U.S. Department of Housing and Urban Development (HUD). Our Certified Counseling Squad (CCS) is here to advise you in reaching your goals

LOOKING TO GET STARTED WITH eHome?

LOOKING TO GET STARTED WITH eHOME?

Are you looking to improve your rental experience or better prepare for homeownership?

IF you’re deliberating between the pros and cons of renting versus owning a home, our team can offer valuable insights and assistance to help you make informed decisions. 

IF you find yourself in urgent need of rental assistance due to unforeseen circumstances or financial hardships, we can help you navigate through these challenging times. 

No matter your circumstances or the challenges you’re facing, our team is here to offer personalized support and guidance every step of the way. We believe that everyone deserves access to safe and sustainable housing, and we’re committed to helping you achieve that goal.

Are you looking to improve your rental experience or better prepare for homeownership?

IF you’re deliberating between the pros and cons of renting versus owning a home, our team can offer valuable insights and assistance to help you make informed decisions.

IF you find yourself in urgent need of rental assistance due to unforeseen circumstances or financial hardships, we can help you navigate through these challenging times. 

No matter your circumstances or the challenges you’re facing, our team is here to offer personalized support and guidance every step of the way. We believe that everyone deserves access to safe and sustainable housing, and we’re committed to helping you achieve that goal.

Are you dreaming of buying a home?

Are you dreaming of buying a home?

Book an appointment with one of our counselors who will work with you to create an individualized action plan. A plan tailored to your specific goals and circumstances. This roadmap will serve as your guide, outlining the necessary steps to achieve your homeownership objectives and providing clarity on what to expect throughout the process.


You will have the opportunity for free follow-up sessions to ensure your individualized plan is working,

Book an appointment with one of our counselors who will work with you to create an individualized action plan. A plan tailored to your specific goals and circumstances. This roadmap will serve as your guide, outlining the necessary steps to achieve your homeownership objectives and providing clarity on what to expect throughout the process.


You will have the opportunity for free follow-up sessions to ensure your individualized plan is working,

You have just purchased your first home, what’s next?

You have just purchased your first home, what’s next?

Our counselors remain as your education resource. From property maintenance to understanding property taxes, homeowner’s insurance, and navigating homeowner associations (HOA), our comprehensive support system covers a wide range of topics essential to maintaining and protecting your investment.

 
Considering refinancing options, preparing to sell your home, or seeking guidance on disaster preparedness, our team is here to offer expert assistance and valuable insights every step of the way.

Our counselors remain as your education resource. From property maintenance to understanding property taxes, homeowner’s insurance, and navigating homeowner associations (HOA), our comprehensive support system covers a wide range of topics essential to maintaining and protecting your investment.

 
Considering refinancing options, preparing to sell your home, or seeking guidance on disaster preparedness, our team is here to offer expert assistance and valuable insights every step of the way.

You have fulfilled your dream of becoming a homeowner and now you are experiencing hardships.

You have fulfilled your dream of becoming a homeowner and now you are experiencing hardships.

We understand the overwhelming stress and uncertainty that can accompany financial difficulties related to homeownership, and we’re committed to helping you explore viable solutions to protect your home and equity.

 
Our counselors are equipped to guide you through a range of options tailored to your specific circumstances. Through our foreclosure prevention services, we offer valuable education, resources, and tools to help you through the complexities of the process.
We are here to offer the support and guidance you need to navigate through foreclosure prevention with confidence and peace of mind. 

We understand the overwhelming stress and uncertainty that can accompany financial difficulties related to homeownership, and we’re committed to helping you explore viable solutions to protect your home and equity.

 
Our counselors are equipped to guide you through a range of options tailored to your specific circumstances. Through our foreclosure prevention services, we offer valuable education, resources, and tools to help you through the complexities of the process.
We are here to offer the support and guidance you need to navigate through foreclosure prevention with confidence and peace of mind. 

Unlock the Power of Your Home’s Equity with a HECM.

Unlock the Power of Your Home’s Equity with a HECM.​

Thinking about a reverse mortgage? Backed by the FHA, the Home Equity Conversion Mortgage (HECM) is designed for homeowners 62 and older, offering a way to convert part of your home’s value into tax-free cash—while still living in your home. HECM Counseling is your first step toward making an informed, confident decision about tapping into your home’s equity.
 
Through HECM counseling, you’ll work with a HUD-approved housing counselor who will walk you through the benefits, risks, and responsibilities of a reverse mortgage. This essential session ensures you fully understand the process and empowers you to make the choice that’s right for your financial future. Considering refinancing options, preparing to sell your home, or seeking guidance on disaster preparedness, our team is here to offer expert assistance and valuable insights every step of the way.

Protect your home, your finances, and your peace of mind—start with expert HECM counseling today.

Considering refinancing options, preparing to sell your home, or seeking guidance on disaster preparedness, our team is here to offer expert assistance and valuable insights every step of the way.

Thinking about a reverse mortgage? Backed by the FHA, the Home Equity Conversion Mortgage (HECM) is designed for homeowners 62 and older, offering a way to convert part of your home’s value into tax-free cash—while still living in your home. HECM Counseling is your first step toward making an informed, confident decision about tapping into your home’s equity.
 
Through HECM counseling, you’ll work with a HUD-approved housing counselor who will walk you through the benefits, risks, and responsibilities of a reverse mortgage. This essential session ensures you fully understand the process and empowers you to make the choice that’s right for your financial future. Considering refinancing options, preparing to sell your home, or seeking guidance on disaster preparedness, our team is here to offer expert assistance and valuable insights every step of the way.
 

Protect your home, your finances, and your peace of mind—start with expert HECM counseling today.