lending
“Housing is absolutely essential to human flourishing. Without stable shelter, it all falls apart.” – Matthew Desmond
The first step to closing on a home, is a mortgage that fits your needs and financial goals. Whether you are coming to us as a referral from your Loan Officer, Real Estate Agent, or a County/City program, WE KNOW LENDING and are eager to help.
Our financing, loan products, and down payment assistance programs come from various municipalities. Additionally, we offer a portfolio of lending products through various banking partners.
The list grows daily. Current offerings include:
CalHOME
WISH Program
USDA 502 and 523
Bank of America Connect To Own
US Bank Home Access
The first step to closing on a home, is a mortgage that fits your needs and financial goals. Whether you are coming to us as a referral from your Loan Officer, Real Estate Agent, or a County/City program, WE KNOW LENDING and are eager to help.
Our financing, loan products, and down payment assistance programs come from various municipalities. Additionally, we offer a portfolio of lending products through various banking partners.
The list grows daily. Current offerings include:
- CalHOME
- WISH Program
- USDA 502 and 523
- Bank of America Connect To Own
- US Bank Home Access
Financing programs &
DOWN PAYMENT ASSISTANCE
We specialize in offering loan products and programs that bridge the gap between your dreams and homeownership and sustainable living. See links below for ways we can help you reach your goals.
CalHome PROGRAM
CalHome PROGRAM
The CalHome Program is California’s initiative to support households with financial assistance for housing needs. Administered by the California Department of Housing and Community Development (HCD), CalHome provides grants to local governments and nonprofits for programs like down payment assistance, home rehabilitation, and first-time homebuyer assistance. Our goal is to boost homeownership opportunities, stabilize neighborhoods, and enhance housing quality statewide. Explore how CalHome can help you achieve your homeownership dreams!
BORROWERS
In order to begin the process, please download the CalHome application and disclosures below.
In order to begin the process, please download the CalHome application and disclosures below.
Once complete, please submit:
CalHome Application
NeighborWorks Disclosure
Lender Approval Letter
You will then be placed on a list to be drawn from lottery. Once the borrower is chosen, we will notify the borrower and the lender.
Once complete, please submit:
- CalHome Application
- NeighborWorks Disclosure
- Lender Approval Letter
You will then be placed on a list to be drawn from lottery. Once the borrower is chosen, we will notify the borrower and the lender.