If you can’t find it, build it!
Under our USDA Mutual Self-Help Housing program, families help build the homes they are purchasing. They contribute 35 hours of construction labor a week for 10-12 months while the homes are being built. Your construction labor is considered your down payment.
Your labor is known as sweat equity. The work of your hands is transformed into your asset, your equity, and your family’s generational wealth. This is all while learning the skills to build and maintain a home!
Homeowners cooperatively construct their homes in their assigned group. Members provide 60% of the construction labor, performing tasks such as clearing, digging footings, framing walls, hanging doors, and windows, painting, installing siding and interior trim, roofing, installing cabinets and countertops, and landscaping. All activities are performed under the direction of qualified construction supervisors. All trades work, such as plumbing and electric, are contracted to qualified companies.
Working together with your future neighbors, we are literally building stronger communities.
This program is only available in rural areas, so if you are someone who avoids the big city, it may be just the thing you are looking for.